@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:wght@500;600;700&family=Inter:wght@400;500;600;700&display=swap');

:root {
    --brand-dark: #3D4F5F;
    --brand-mid: #5A6F7E;
    --brand-light: #7A8F9E;
    --gold: #5B9BD5;
    --accent: #5B9BD5;
    --gold-light: #A8CDE8;
    --gold-dark: #3D7AB0;
    --stone: #C5CBD3;
    --ink-blue: #6BA3D0;
    --ash: #E8EAED;
    --ash-deep: #D1D5DB;
    --surface: #FFFFFF;
    --card-shadow: 0 4px 24px rgba(61, 79, 95, 0.08);
    --card-shadow-lg: 0 12px 40px rgba(61, 79, 95, 0.12);
}

* { box-sizing: border-box; }

body {
    font-family: 'Inter', system-ui, sans-serif;
    -webkit-font-smoothing: antialiased;
    background: var(--ash);
    color: #334155;
}

.font-display { font-family: 'Cormorant Garamond', Georgia, serif; }
.text-ink-blue, .ink-blue { color: var(--ink-blue); }

.brand-bg { background: linear-gradient(135deg, var(--brand-dark) 0%, var(--brand-mid) 100%); }
.brand-bg-solid { background-color: var(--brand-dark); }
.gold-text { color: var(--accent); }
.accent-text { color: var(--accent); }
.accent-bar { background: linear-gradient(90deg, var(--gold-dark), var(--accent), var(--gold-dark)); height: 4px; }
.gold-border { border-color: var(--gold); }
.gold-bg { background: linear-gradient(135deg, var(--gold-light), var(--gold)); }

.btn-primary {
    background: linear-gradient(135deg, var(--brand-light), var(--brand-mid));
    color: white;
    font-weight: 600;
    transition: all 0.2s ease;
    box-shadow: 0 2px 8px rgba(4, 47, 26, 0.2);
}
.btn-primary:hover {
    transform: translateY(-1px);
    box-shadow: 0 4px 16px rgba(4, 47, 26, 0.3);
}

.btn-gold {
    background: linear-gradient(135deg, var(--gold-light), var(--gold));
    color: var(--brand-dark);
    font-weight: 700;
}

.card-premium {
    background: white;
    border-radius: 16px;
    border: 1px solid rgba(4, 47, 26, 0.06);
    box-shadow: var(--card-shadow);
    transition: box-shadow 0.2s ease;
}
.card-premium:hover { box-shadow: var(--card-shadow-lg); }

.balance-display {
    background: linear-gradient(135deg, #3D4F5F 0%, #5A6F7E 55%, #7A8F9E 100%);
    color: white;
    border-radius: 20px;
    position: relative;
    overflow: hidden;
}
.balance-display::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 60%;
    height: 200%;
    background: radial-gradient(ellipse, rgba(91, 155, 213, 0.22) 0%, transparent 70%);
    pointer-events: none;
}

.quick-action-btn {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    padding: 16px 12px;
    border-radius: 14px;
    border: 1px solid #E2E8F0;
    background: white;
    transition: all 0.2s ease;
    cursor: pointer;
    text-align: center;
}
.quick-action-btn:hover {
    border-color: var(--accent);
    background: linear-gradient(180deg, #F7F3E8, white);
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(196, 163, 90, 0.2);
}
.quick-action-btn .icon {
    width: 40px;
    height: 40px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    background: linear-gradient(135deg, #F0FDF4, #DCFCE7);
}

.avatar-initials {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 9999px;
    background: linear-gradient(135deg, var(--brand-mid), var(--brand-light));
    color: #fff;
    font-weight: 700;
    letter-spacing: 0.04em;
    flex-shrink: 0;
}
.avatar-initials.sm { width: 1.5rem; height: 1.5rem; font-size: 0.55rem; }
.avatar-initials.md { width: 2.5rem; height: 2.5rem; font-size: 0.75rem; }
.avatar-initials.lg { width: 3.5rem; height: 3.5rem; font-size: 1rem; }
.avatar-initials.header { width: 2.25rem; height: 2.25rem; font-size: 0.7rem; ring: 2px solid rgba(196,163,90,0.6); }

.account-tile {
    background: white;
    border: 1px solid #E2E8F0;
    border-radius: 16px;
    padding: 1.25rem 1.5rem;
    transition: box-shadow 0.2s, border-color 0.2s;
}
.account-tile:hover {
    border-color: rgba(11, 61, 46, 0.2);
    box-shadow: var(--card-shadow);
}
.account-tile .tile-label {
    font-size: 10px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: #94A3B8;
}
.account-tile .tile-balance {
    font-family: ui-monospace, monospace;
    font-size: 1.5rem;
    font-weight: 700;
    color: #0F172A;
    margin-top: 0.35rem;
}
.account-tile .tile-meta {
    font-size: 11px;
    color: #64748B;
    margin-top: 0.35rem;
    font-family: ui-monospace, monospace;
}

.dash-welcome {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
}
.dash-welcome h2 {
    font-family: 'Cormorant Garamond', Georgia, serif;
    font-size: 1.75rem;
    font-weight: 700;
    color: #3D4F5F;
}
.filter-chip {
    display: inline-flex;
    align-items: center;
    padding: 0.35rem 0.75rem;
    border-radius: 9999px;
    border: 1px solid #E2E8F0;
    background: white;
    font-size: 11px;
    font-weight: 600;
    color: #64748B;
    cursor: pointer;
    transition: all 0.15s;
}
.filter-chip:hover, .filter-chip.active {
    background: var(--brand-dark);
    border-color: var(--brand-dark);
    color: white;
}

.tx-table-wrap { max-height: 420px; overflow-y: auto; }

.modal-overlay {
    position: fixed;
    inset: 0;
    background: rgba(4, 47, 26, 0.5);
    backdrop-filter: blur(6px);
    z-index: 100;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 16px;
    opacity: 0;
    visibility: hidden;
    transition: all 0.25s ease;
}
.modal-overlay.active { opacity: 1; visibility: visible; }

.modal-panel {
    background: white;
    border-radius: 20px;
    width: 100%;
    max-width: 520px;
    max-height: 90vh;
    overflow-y: auto;
    box-shadow: 0 24px 64px rgba(0, 0, 0, 0.2);
    transform: translateY(20px) scale(0.97);
    transition: transform 0.25s ease;
}
.modal-overlay.active .modal-panel { transform: translateY(0) scale(1); }

.modal-header {
    background: linear-gradient(135deg, var(--brand-dark), var(--brand-mid));
    color: white;
    padding: 20px 24px;
    border-radius: 20px 20px 0 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.form-input {
    width: 100%;
    border: 1.5px solid #E2E8F0;
    border-radius: 10px;
    padding: 10px 14px;
    font-size: 14px;
    transition: border-color 0.2s;
    background: #FAFBFC;
}
.form-input:focus {
    outline: none;
    border-color: var(--brand-light);
    background: white;
    box-shadow: 0 0 0 3px rgba(19, 107, 69, 0.1);
}

.toast-container {
    position: fixed;
    top: 20px;
    right: 20px;
    z-index: 200;
    display: flex;
    flex-direction: column;
    gap: 8px;
}
.toast {
    padding: 14px 20px;
    border-radius: 12px;
    color: white;
    font-size: 13px;
    font-weight: 500;
    box-shadow: 0 8px 24px rgba(0,0,0,0.15);
    animation: slideIn 0.3s ease;
    max-width: 360px;
}
.toast-success { background: linear-gradient(135deg, #059669, #047857); }
.toast-error { background: linear-gradient(135deg, #DC2626, #B91C1C); }
.toast-info { background: linear-gradient(135deg, #0369A1, #075985); }

@keyframes slideIn {
    from { transform: translateX(100%); opacity: 0; }
    to { transform: translateX(0); opacity: 1; }
}

@keyframes pulse {
    0%, 100% { opacity: 1; }
    50% { opacity: 0.4; }
}
.skeleton { animation: pulse 1.5s cubic-bezier(0.4, 0, 0.6, 1) infinite; background-color: #E2E8F0; }

.nav-tab {
    padding: 8px 16px;
    border-radius: 8px;
    font-size: 13px;
    font-weight: 500;
    color: rgba(255,255,255,0.7);
    transition: all 0.2s;
    cursor: pointer;
    border: none;
    background: transparent;
}
.nav-tab:hover, .nav-tab.active {
    color: white;
    background: rgba(212, 0, 122, 0.2);
}

.debit-card-visual {
    background: linear-gradient(135deg, #1A1A1A 0%, #2D2D2D 40%, #4A4A4A 100%);
    border-radius: 14px;
    padding: 20px;
    color: white;
    font-family: 'Courier New', monospace;
    position: relative;
    overflow: hidden;
    aspect-ratio: 1.6;
}
.debit-card-visual::after {
    content: '';
    position: absolute;
    top: -30%;
    right: -20%;
    width: 60%;
    height: 120%;
    background: radial-gradient(ellipse, rgba(212,0,122,0.2), transparent);
}
.debit-card-visual.frozen { filter: grayscale(0.8) brightness(0.7); }

/* ── 3D Flipping Live Card ── */
.card-flip-scene {
    perspective: 1400px;
    width: 100%;
    max-width: 420px;
    margin: 0 auto;
    cursor: pointer;
}
.card-flip-inner {
    position: relative;
    width: 100%;
    aspect-ratio: 1.586;
    transform-style: preserve-3d;
    transition: transform 0.9s cubic-bezier(0.4, 0.2, 0.2, 1);
    animation: cardAutoFlip 10s ease-in-out infinite;
}
.card-flip-inner.paused { animation-play-state: paused; }
.card-flip-inner.manual-flip { animation: none; transform: rotateY(180deg); }
.card-flip-inner.manual-flip-back { animation: none; transform: rotateY(0deg); }

@keyframes cardAutoFlip {
    0%, 42%   { transform: rotateY(0deg); }
    50%, 92%  { transform: rotateY(180deg); }
    100%      { transform: rotateY(360deg); }
}

.card-face {
    position: absolute;
    inset: 0;
    backface-visibility: hidden;
    -webkit-backface-visibility: hidden;
    border-radius: 18px;
    overflow: hidden;
    box-shadow: 0 20px 50px rgba(0,0,0,0.35), 0 0 0 1px rgba(255,255,255,0.08);
}
.card-face-front {
    background: linear-gradient(135deg, #1A1A1A 0%, #2D2D2D 45%, #3D3D3D 100%);
    padding: 22px 24px;
    color: white;
    font-family: 'Courier New', monospace;
}
.card-face-front::before {
    content: '';
    position: absolute;
    top: -40%;
    right: -25%;
    width: 70%;
    height: 140%;
    background: radial-gradient(ellipse, rgba(212,0,122,0.25), transparent 70%);
    pointer-events: none;
}
.card-face-back {
    background: linear-gradient(135deg, #141414, #2A2A2A);
    transform: rotateY(180deg);
    display: flex;
    flex-direction: column;
}

.card-chip {
    width: 42px;
    height: 32px;
    background: linear-gradient(135deg, #C4A035, #E8D48B, #A08020);
    border-radius: 6px;
    position: relative;
    z-index: 2;
}
.card-chip::after {
    content: '';
    position: absolute;
    inset: 4px;
    border: 1px solid rgba(0,0,0,0.2);
    border-radius: 3px;
}
.card-contactless {
    font-size: 20px;
    opacity: 0.7;
    margin-left: 12px;
}
.card-nr-logo {
    position: absolute;
    top: 22px;
    right: 24px;
    width: 36px;
    height: 36px;
    z-index: 2;
    opacity: 0.9;
}
.card-number-live {
    font-size: 1.15rem;
    letter-spacing: 0.22em;
    margin: 28px 0 16px;
    position: relative;
    z-index: 2;
    text-shadow: 0 1px 4px rgba(0,0,0,0.3);
}
.card-holder-row {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    position: relative;
    z-index: 2;
}
.card-holder-name {
    font-size: 0.7rem;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    opacity: 0.9;
    max-width: 65%;
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
}
.card-valid {
    text-align: right;
}
.card-valid label {
    display: block;
    font-size: 0.45rem;
    opacity: 0.5;
    font-family: 'Inter', sans-serif;
    letter-spacing: 0.05em;
}
.card-valid span {
    font-size: 0.7rem;
    letter-spacing: 0.1em;
}
.card-type-badge {
    position: absolute;
    bottom: 22px;
    right: 24px;
    font-size: 0.65rem;
    font-weight: 700;
    font-family: 'Inter', sans-serif;
    letter-spacing: 0.15em;
    opacity: 0.85;
    z-index: 2;
}
.card-status-live {
    position: absolute;
    top: 22px;
    left: 24px;
    font-size: 0.55rem;
    font-weight: 700;
    font-family: 'Inter', sans-serif;
    padding: 3px 8px;
    border-radius: 4px;
    z-index: 3;
    letter-spacing: 0.08em;
}
.card-status-live.active { background: rgba(52,211,153,0.25); color: #6EE7B7; }
.card-status-live.frozen { background: rgba(239,68,68,0.25); color: #FCA5A5; }

.card-magnetic-stripe {
    width: 100%;
    height: 48px;
    background: #0A0A0A;
    margin-top: 28px;
}
.card-back-body {
    padding: 0 24px 20px;
    flex-grow: 1;
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    font-family: 'Courier New', monospace;
    color: rgba(255,255,255,0.85);
    font-size: 0.65rem;
}
.card-cvv-panel {
    background: #F5F5F0;
    color: #1A1A1A;
    width: 80%;
    margin-left: auto;
    padding: 8px 14px;
    border-radius: 4px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 16px;
}
.card-cvv-panel label {
    font-family: 'Inter', sans-serif;
    font-size: 0.5rem;
    font-weight: 600;
    text-transform: uppercase;
}
.card-cvv-panel span {
    font-size: 0.85rem;
    font-weight: 700;
    letter-spacing: 0.2em;
}
.card-signature-strip {
    height: 36px;
    background: repeating-linear-gradient(90deg, #E8E4DC, #E8E4DC 2px, #D4D0C8 2px, #D4D0C8 4px);
    border-radius: 3px;
    margin-bottom: 12px;
    position: relative;
}
.card-signature-strip::after {
    content: 'Authorized Signature';
    position: absolute;
    right: 8px;
    top: 50%;
    transform: translateY(-50%);
    font-size: 0.45rem;
    color: #94A3B8;
    font-family: 'Inter', sans-serif;
    font-style: italic;
}
.card-back-info {
    font-family: 'Inter', sans-serif;
    font-size: 0.5rem;
    line-height: 1.5;
    opacity: 0.6;
    text-align: center;
}

.card-flip-scene.frozen .card-flip-inner {
    animation-play-state: paused;
    filter: grayscale(0.7) brightness(0.75);
}

.live-card-section {
    background: linear-gradient(180deg, #F8FAFC 0%, #F1F5F9 100%);
    border-top: 1px solid #E2E8F0;
}

.court-hold-banner {
    background: linear-gradient(90deg, #7F1D1D, #991B1B, #7F1D1D);
    color: white;
    padding: 10px 20px;
    text-align: center;
    font-size: 12px;
    font-weight: 600;
    border-bottom: 3px solid #D4007A;
}
.mortgage-progress { height: 8px; background: #E2E8F0; border-radius: 4px; overflow: hidden; }
.mortgage-progress-fill { height: 100%; background: linear-gradient(90deg, #D4007A, #9B0058); border-radius: 4px; }

.tx-flow-overlay {
    position: fixed; inset: 0; background: rgba(0,0,0,0.75); backdrop-filter: blur(8px);
    z-index: 300; display: flex; align-items: center; justify-content: center; padding: 20px;
    opacity: 0; visibility: hidden; transition: all 0.3s ease;
}
.tx-flow-overlay.active { opacity: 1; visibility: visible; }
.tx-flow-panel { background: white; border-radius: 20px; width: 100%; max-width: 440px; overflow: hidden; box-shadow: 0 32px 80px rgba(0,0,0,0.3); transform: scale(0.9); transition: transform 0.3s ease; }
.tx-flow-overlay.active .tx-flow-panel { transform: scale(1); }
.tx-flow-header { background: #1A1A1A; color: white; padding: 20px; text-align: center; }
.tx-flow-header img { width: 36px; height: 36px; margin: 0 auto 8px; }
.tx-flow-stripe { height: 3px; background: linear-gradient(90deg, #9B0058, #D4007A, #9B0058); }
.tx-flow-body { padding: 32px 28px; text-align: center; }
.tx-spinner { width: 56px; height: 56px; border: 4px solid #E2E8F0; border-top-color: #D4007A; border-radius: 50%; animation: txSpin 0.8s linear infinite; margin: 0 auto 20px; }
@keyframes txSpin { to { transform: rotate(360deg); } }
.tx-success-icon { width: 64px; height: 64px; background: linear-gradient(135deg, #FEF3C7, #FDE68A); border-radius: 50%; display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; font-size: 28px; }
.tx-confirm-id { font-family: monospace; font-size: 14px; font-weight: 700; background: #F1F5F9; padding: 8px 16px; border-radius: 8px; display: inline-block; margin: 12px 0; }
.tx-receipt-preview { text-align: left; background: #F8FAFC; border-radius: 12px; padding: 16px; margin: 16px 0; font-size: 12px; }
.tx-receipt-row { display: flex; justify-content: space-between; padding: 6px 0; border-bottom: 1px solid #E2E8F0; }
.tx-receipt-row label { color: #64748B; font-size: 10px; text-transform: uppercase; }
.tx-receipt-row span { font-weight: 600; text-align: right; max-width: 55%; }

.statement-doc {
    font-family: 'Inter', sans-serif;
    max-width: 800px;
    margin: 0 auto;
    padding: 40px;
    color: #1E293B;
}

.badge-pending { background: #FEF3C7; color: #92400E; }
.badge-success { background: #D1FAE5; color: #065F46; }

.login-hero {
    background: linear-gradient(160deg, var(--brand-dark) 0%, #2D2D2D 40%, var(--brand-mid) 100%);
    position: relative;
    overflow: hidden;
}
.login-hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse at 30% 20%, rgba(212,0,122,0.1) 0%, transparent 60%);
}

/* ── First Choice Credit Union Photo Login ── */
.login-photo-bg {
    position: relative;
    min-height: 100vh;
    background-color: #1e3a5f;
    background-image: url('login-bg.png');
    background-size: cover;
    background-position: center center;
    background-attachment: fixed;
}
.login-photo-bg::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(
        105deg,
        rgba(30, 58, 95, 0.88) 0%,
        rgba(30, 58, 95, 0.55) 38%,
        rgba(15, 23, 42, 0.28) 62%,
        rgba(15, 23, 42, 0.45) 100%
    );
    z-index: 1;
}
.login-photo-bg > * { position: relative; z-index: 2; }

.login-brand-header {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 24px 32px;
}
.login-brand-header img { width: 52px; height: 52px; filter: drop-shadow(0 4px 12px rgba(0,0,0,0.4)); }
.login-brand-name {
    font-family: 'Inter', system-ui, sans-serif;
    font-size: 1.75rem;
    font-weight: 300;
    color: white;
    letter-spacing: 0.02em;
    text-transform: lowercase;
    line-height: 1;
}
.login-brand-name strong { font-weight: 600; }
.login-brand-stripe {
    display: block;
    width: 100%;
    max-width: 180px;
    height: 3px;
    background: linear-gradient(90deg, #3D7AB0, #5B9BD5, #A8CDE8);
    margin-top: 6px;
    border-radius: 2px;
}

.login-glass-card {
    background: rgba(255, 255, 255, 0.97);
    backdrop-filter: blur(20px);
    border-radius: 16px;
    box-shadow: 0 24px 64px rgba(0, 0, 0, 0.35), 0 0 0 1px rgba(255,255,255,0.1);
    overflow: hidden;
}
.login-glass-card .accent-bar { border-radius: 16px 16px 0 0; }

.login-photo-layout {
    display: flex;
    flex-direction: column;
    min-height: calc(100vh - 100px);
    justify-content: center;
    align-items: flex-end;
    padding: 24px 48px 48px;
    max-width: 1200px;
    margin: 0 auto;
    width: 100%;
}

.login-tagline-overlay {
    position: absolute;
    bottom: 80px;
    left: 48px;
    max-width: 420px;
    color: white;
    z-index: 2;
    display: none;
}
@media (min-width: 1024px) {
    .login-tagline-overlay { display: block; }
    .login-tagline-overlay h2 {
        font-family: 'Cormorant Garamond', Georgia, serif;
        font-size: 2.5rem;
        font-weight: 600;
        line-height: 1.2;
        margin-bottom: 12px;
        text-shadow: 0 2px 20px rgba(0,0,0,0.5);
    }
    .login-tagline-overlay p {
        font-size: 14px;
        opacity: 0.85;
        line-height: 1.6;
        text-shadow: 0 1px 8px rgba(0,0,0,0.5);
    }
}

@media (max-width: 767px) {
    .login-photo-bg {
        background-position: center center;
        background-attachment: scroll;
    }
    .login-photo-bg::before {
        background: linear-gradient(180deg, rgba(30,58,95,0.85) 0%, rgba(30,58,95,0.5) 45%, rgba(15,23,42,0.82) 100%);
    }
    .login-photo-layout {
        align-items: center;
        padding: 16px 20px 32px;
    }
    .login-brand-header { padding: 16px 20px; justify-content: center; }
    .login-tagline-overlay { display: none; }
}

.btn-nr {
    background: linear-gradient(135deg, #3D4F5F, #5B9BD5);
    color: white;
    font-weight: 600;
    transition: all 0.2s ease;
    border-bottom: 3px solid #3D7AB0;
}
.btn-nr:hover {
    background: linear-gradient(135deg, #2D2D2D, #4A4A4A);
    transform: translateY(-1px);
}

/* ── Mobile Bottom Navigation ── */
.mobile-bottom-nav {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: white;
    border-top: 1px solid #E2E8F0;
    display: flex;
    justify-content: space-around;
    padding: 8px 0 calc(8px + env(safe-area-inset-bottom));
    z-index: 45;
    box-shadow: 0 -4px 20px rgba(0,0,0,0.06);
}
.mobile-nav-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 2px;
    padding: 4px 12px;
    border: none;
    background: none;
    color: #94A3B8;
    font-size: 10px;
    font-weight: 600;
    cursor: pointer;
    transition: color 0.2s;
}
.mobile-nav-item.active, .mobile-nav-item:hover { color: var(--brand-mid); }
.mobile-nav-item .nav-icon { font-size: 20px; }

.has-mobile-nav { padding-bottom: 72px; }
@media (min-width: 768px) {
    .has-mobile-nav { padding-bottom: 0; }
}

/* ── Promo Carousel ── */
.promo-carousel {
    position: relative;
    border-radius: 20px;
    overflow: hidden;
    min-height: 200px;
}
.promo-slides { position: relative; min-height: 200px; }
.promo-slide {
    position: absolute;
    inset: 0;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.6s ease, visibility 0.6s;
    padding: 24px 28px;
}
.promo-slide.active { opacity: 1; visibility: visible; position: relative; }

.promo-slide-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    min-height: 180px;
}
.promo-text { flex: 1; z-index: 2; }
.promo-badge {
    display: inline-block;
    font-size: 10px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    padding: 4px 10px;
    border-radius: 20px;
    background: rgba(255,255,255,0.2);
    color: white;
    margin-bottom: 8px;
}
.promo-title {
    font-family: 'Cormorant Garamond', Georgia, serif;
    font-size: 1.5rem;
    font-weight: 700;
    color: white;
    line-height: 1.2;
    margin-bottom: 8px;
}
.promo-subtitle { font-size: 13px; color: rgba(255,255,255,0.85); line-height: 1.5; max-width: 400px; }
.promo-cta {
    margin-top: 14px;
    padding: 10px 22px;
    border-radius: 10px;
    border: none;
    font-size: 13px;
    font-weight: 700;
    cursor: pointer;
    background: white;
    color: var(--brand-dark);
    transition: transform 0.2s, box-shadow 0.2s;
}
.promo-cta:hover { transform: translateY(-2px); box-shadow: 0 4px 16px rgba(0,0,0,0.2); }
.promo-visual { flex-shrink: 0; }

.promo-theme-emerald { background: linear-gradient(135deg, #1A1A1A, #2D2D2D 60%, #4A4A4A); }
.promo-theme-purple { background: linear-gradient(135deg, #3B0764, #6B21A8, #7C3AED); }
.promo-theme-gold { background: linear-gradient(135deg, #78350F, #B45309, #D97706); }
.promo-theme-blue { background: linear-gradient(135deg, #0C4A6E, #0369A1, #0284C7); }
.promo-theme-dark { background: linear-gradient(135deg, #0F172A, #1E293B, #334155); }

.promo-dots {
    position: absolute;
    bottom: 12px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 6px;
    z-index: 5;
}
.promo-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    border: none;
    background: rgba(255,255,255,0.35);
    cursor: pointer;
    padding: 0;
    transition: all 0.3s;
}
.promo-dot.active { background: white; width: 24px; border-radius: 4px; }

.promo-nav {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    background: rgba(255,255,255,0.15);
    border: none;
    color: white;
    width: 32px;
    height: 32px;
    border-radius: 50%;
    font-size: 18px;
    cursor: pointer;
    z-index: 5;
    transition: background 0.2s;
    display: flex;
    align-items: center;
    justify-content: center;
}
.promo-nav:hover { background: rgba(255,255,255,0.3); }
.promo-prev { left: 10px; }
.promo-next { right: 10px; }

.promo-big-icon {
    font-size: 72px;
    animation: promoIconPulse 2s ease-in-out infinite;
}
@keyframes promoIconPulse {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.08); }
}

/* ── Phone Mockup Animation ── */
.phone-mockup {
    position: relative;
    animation: phoneFloat 4s ease-in-out infinite;
}
@keyframes phoneFloat {
    0%, 100% { transform: translateY(0) rotate(-2deg); }
    50% { transform: translateY(-12px) rotate(2deg); }
}
.phone-frame {
    width: 140px;
    height: 280px;
    background: #1E293B;
    border-radius: 28px;
    padding: 8px;
    position: relative;
    box-shadow: 0 20px 50px rgba(0,0,0,0.4), inset 0 0 0 2px #475569;
    z-index: 2;
}
.phone-notch {
    width: 60px;
    height: 18px;
    background: #1E293B;
    border-radius: 0 0 12px 12px;
    margin: 0 auto 4px;
    position: relative;
    z-index: 3;
}
.phone-screen {
    background: linear-gradient(180deg, #1A1A1A, #2D2D2D);
    border-radius: 20px;
    height: calc(100% - 30px);
    overflow: hidden;
}
.phone-screen-inner { padding: 12px 10px; animation: screenGlow 3s ease-in-out infinite; }
@keyframes screenGlow {
    0%, 100% { opacity: 1; }
    50% { opacity: 0.92; }
}
.phone-app-header {
    display: flex;
    align-items: center;
    gap: 6px;
    margin-bottom: 10px;
}
.phone-app-logo { width: 16px; height: 16px; }
.phone-app-header span { font-size: 9px; color: #D4007A; font-weight: 700; }
.phone-balance-label { font-size: 7px; color: rgba(255,255,255,0.5); text-transform: uppercase; }
.phone-balance-amount { font-size: 14px; color: white; font-weight: 700; font-family: monospace; margin-bottom: 10px; }
.phone-quick-row { display: flex; justify-content: space-between; margin-bottom: 10px; }
.phone-quick-item { text-align: center; font-size: 14px; }
.phone-quick-item small { display: block; font-size: 6px; color: rgba(255,255,255,0.6); }
.phone-tx-list { space-y: 4px; }
.phone-tx-item {
    display: flex;
    align-items: center;
    gap: 4px;
    font-size: 7px;
    color: rgba(255,255,255,0.8);
    padding: 3px 0;
    border-bottom: 1px solid rgba(255,255,255,0.08);
    animation: txSlideIn 0.5s ease forwards;
    opacity: 0;
}
.phone-tx-item:nth-child(1) { animation-delay: 0.3s; }
.phone-tx-item:nth-child(2) { animation-delay: 0.6s; }
.phone-tx-item:nth-child(3) { animation-delay: 0.9s; }
@keyframes txSlideIn {
    from { opacity: 0; transform: translateX(10px); }
    to { opacity: 1; transform: translateX(0); }
}
.phone-tx-dot { width: 4px; height: 4px; border-radius: 50%; background: #94A3B8; flex-shrink: 0; }
.phone-tx-dot.green { background: #34D399; }
.phone-tx-amt { margin-left: auto; font-family: monospace; }
.phone-tx-amt.green { color: #34D399; }
.phone-home-bar {
    width: 50px;
    height: 4px;
    background: #64748B;
    border-radius: 2px;
    margin: 6px auto 0;
}
.phone-glow {
    position: absolute;
    inset: -20%;
    background: radial-gradient(ellipse, rgba(212,175,55,0.25), transparent 70%);
    z-index: 1;
    animation: glowPulse 3s ease-in-out infinite;
}
@keyframes glowPulse {
    0%, 100% { opacity: 0.5; }
    50% { opacity: 1; }
}

/* ── Promo Popup ── */
.promo-popup-overlay {
    position: fixed;
    inset: 0;
    background: rgba(4, 47, 26, 0.6);
    backdrop-filter: blur(8px);
    z-index: 150;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 20px;
    opacity: 0;
    visibility: hidden;
    transition: all 0.3s ease;
}
.promo-popup-overlay.active { opacity: 1; visibility: visible; }
.promo-popup {
    background: white;
    border-radius: 24px;
    max-width: 480px;
    width: 100%;
    overflow: hidden;
    position: relative;
    transform: scale(0.9) translateY(20px);
    transition: transform 0.3s ease;
    box-shadow: 0 32px 80px rgba(0,0,0,0.25);
}
.promo-popup-overlay.active .promo-popup { transform: scale(1) translateY(0); }
.promo-popup-close {
    position: absolute;
    top: 12px;
    right: 14px;
    background: rgba(0,0,0,0.1);
    border: none;
    width: 32px;
    height: 32px;
    border-radius: 50%;
    font-size: 18px;
    cursor: pointer;
    z-index: 10;
    color: #64748B;
}
.promo-popup-body { padding: 32px 28px; text-align: center; }
.promo-popup-phone .promo-popup-body { display: flex; flex-direction: column; align-items: center; gap: 20px; }
.promo-popup-icon { font-size: 56px; margin-bottom: 12px; }
.promo-popup-text h3 {
    font-family: 'Cormorant Garamond', Georgia, serif;
    font-size: 1.4rem;
    font-weight: 700;
    color: var(--brand-dark);
    margin-bottom: 8px;
}
.promo-popup-text p { font-size: 13px; color: #64748B; line-height: 1.5; margin-bottom: 16px; }
.promo-popup .promo-cta {
    background: linear-gradient(135deg, var(--brand-light), var(--brand-mid));
    color: white;
    width: 100%;
}
.promo-dismiss {
    display: block;
    width: 100%;
    margin-top: 10px;
    background: none;
    border: none;
    font-size: 12px;
    color: #94A3B8;
    cursor: pointer;
    padding: 8px;
}
.promo-dismiss:hover { color: #64748B; }

/* ── Promo Ticker ── */
.promo-ticker {
    overflow: hidden;
    background: linear-gradient(90deg, var(--brand-dark), var(--brand-mid));
    padding: 10px 0;
    white-space: nowrap;
}
.ticker-track {
    display: inline-flex;
    animation: tickerScroll 30s linear infinite;
}
.ticker-item {
    color: rgba(255,255,255,0.85);
    font-size: 12px;
    padding: 0 40px;
    font-weight: 500;
}
.ticker-item strong { color: var(--accent); }
.ticker-item em { font-style: normal; color: #E8D5A3; font-weight: 600; }
@keyframes tickerScroll {
    0% { transform: translateX(0); }
    100% { transform: translateX(-50%); }
}

.live-ad-bar {
    display: flex;
    align-items: stretch;
    background: linear-gradient(90deg, #06281e, var(--brand-dark), var(--brand-mid));
    border-bottom: 1px solid rgba(196, 163, 90, 0.25);
}
.live-ad-label {
    flex-shrink: 0;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 0 16px;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 0.12em;
    color: #E8D5A3;
    background: rgba(0, 0, 0, 0.25);
    border-right: 1px solid rgba(255, 255, 255, 0.08);
}
.live-dot {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: #EF4444;
    box-shadow: 0 0 0 0 rgba(239, 68, 68, 0.6);
    animation: livePulse 1.4s ease infinite;
}
@keyframes livePulse {
    0% { box-shadow: 0 0 0 0 rgba(239, 68, 68, 0.55); }
    70% { box-shadow: 0 0 0 8px rgba(239, 68, 68, 0); }
    100% { box-shadow: 0 0 0 0 rgba(239, 68, 68, 0); }
}
.live-ad-bar .promo-ticker {
    flex: 1;
    background: transparent;
    padding: 11px 0;
}
.promo-sponsor {
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    opacity: 0.75;
    margin: 6px 0 4px;
}

/* ── Mobile Responsive ── */
@media (max-width: 767px) {
    .promo-slide-content { flex-direction: column; text-align: center; min-height: auto; }
    .promo-subtitle { max-width: 100%; }
    .promo-title { font-size: 1.25rem; }
    .promo-visual { margin-top: 8px; }
    .phone-frame { width: 120px; height: 240px; }
    .promo-nav { display: none; }
    .balance-display .text-4xl { font-size: 2rem !important; }
    .modal-panel { max-height: 85vh; border-radius: 16px 16px 0 0; }
    .modal-overlay { align-items: flex-end; padding: 0; }
    .modal-overlay.active .modal-panel { transform: translateY(0); }
    .header-nav-desktop { display: none !important; }
    .toast-container { left: 16px; right: 16px; top: auto; bottom: 80px; }
    .toast { max-width: 100%; }
    table th:nth-child(3), table td:nth-child(3) { display: none; }
}

@media (min-width: 768px) {
    .mobile-bottom-nav { display: none !important; }
}

/* ── Login promo side panel ── */
.login-promo-panel {
    display: none;
}
@media (min-width: 1024px) {
    .login-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 0; min-height: 100vh; }
    .login-promo-panel {
        display: flex;
        flex-direction: column;
        justify-content: center;
        align-items: center;
        padding: 48px;
        position: relative;
        z-index: 10;
    }
    .login-form-side {
        display: flex;
        flex-direction: column;
        justify-content: center;
        align-items: center;
        padding: 48px 32px;
        position: relative;
        z-index: 10;
    }
}

.zelle-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: linear-gradient(135deg, #6D28D9, #7C3AED);
    color: white;
    font-size: 10px;
    font-weight: 700;
    padding: 4px 10px;
    border-radius: 6px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.contact-chip {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 10px 14px;
    border: 1.5px solid #E2E8F0;
    border-radius: 12px;
    cursor: pointer;
    transition: all 0.2s;
    background: white;
}
.contact-chip:hover, .contact-chip.selected {
    border-color: #7C3AED;
    background: #F5F3FF;
}

/* ── Official Business Accounts Portal ── */
.ba-portal {
    --ba-navy: #0b2b4c;
    --ba-link: #0b3d91;
    --ba-card: #ffffff;
    --ba-line: #e5e9ef;
    --ba-muted: #5b6b7c;
    max-width: 720px;
    margin: 0 auto;
    font-family: "Inter", system-ui, sans-serif;
}
.ba-toprow {
    display: flex;
    align-items: center;
    justify-content: flex-end;
    gap: 14px;
    margin-bottom: 10px;
}
.ba-icon-btn {
    width: 36px;
    height: 36px;
    border: none;
    background: transparent;
    color: var(--ba-navy);
    border-radius: 999px;
    display: grid;
    place-items: center;
    cursor: pointer;
}
.ba-icon-btn:hover { background: #eef2f6; }
.ba-tabs {
    display: flex;
    gap: 22px;
    border-bottom: 1px solid var(--ba-line);
    margin-bottom: 14px;
}
.ba-tab {
    border: none;
    background: none;
    padding: 10px 2px 12px;
    font-size: 0.95rem;
    font-weight: 600;
    color: #334155;
    cursor: pointer;
    position: relative;
}
.ba-tab.active { color: var(--brand-dark); }
.ba-tab.active::after {
    content: "";
    position: absolute;
    left: 0;
    right: 0;
    bottom: -1px;
    height: 3px;
    background: var(--brand-dark);
    border-radius: 2px 2px 0 0;
}
.ba-search-row {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 16px;
}
.ba-search {
    flex: 1;
    display: flex;
    align-items: center;
    gap: 8px;
    background: #eef1f4;
    border-radius: 999px;
    padding: 10px 14px;
    color: var(--ba-muted);
    font-size: 0.92rem;
}
.ba-search input {
    border: none;
    background: transparent;
    outline: none;
    width: 100%;
    font: inherit;
    color: #0f172a;
}
.ba-search-logo {
    width: 34px;
    height: 34px;
    border-radius: 8px;
    object-fit: contain;
}
.ba-entity {
    background: var(--ba-card);
    border-radius: 14px;
    box-shadow: 0 2px 10px rgba(15, 23, 42, 0.06);
    padding: 16px 18px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-bottom: 14px;
    cursor: pointer;
    border: 1px solid rgba(15, 23, 42, 0.04);
    width: 100%;
    text-align: left;
}
.ba-entity strong {
    display: block;
    font-size: 1.05rem;
    color: #0f172a;
    letter-spacing: -0.01em;
}
.ba-entity span {
    font-size: 0.78rem;
    color: var(--ba-muted);
}
.ba-acct-card {
    background: var(--ba-card);
    border-radius: 14px;
    overflow: hidden;
    box-shadow: 0 2px 12px rgba(15, 23, 42, 0.07);
    margin-bottom: 14px;
    border: 1px solid rgba(15, 23, 42, 0.04);
}
.ba-acct-head {
    background: linear-gradient(135deg, #3d4f5f 0%, #5a6f7e 100%);
    color: #fff;
    font-weight: 700;
    font-size: 1rem;
    padding: 12px 16px;
}
.ba-acct-body { padding: 16px 18px 8px; }
.ba-acct-meta {
    color: var(--ba-muted);
    font-size: 0.9rem;
    margin-bottom: 8px;
}
.ba-acct-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-bottom: 8px;
}
.ba-acct-bal {
    font-size: 1.85rem;
    font-weight: 800;
    letter-spacing: -0.03em;
    color: #0f172a;
    font-variant-numeric: tabular-nums;
}
.ba-view-btn {
    background: #0b2b4c;
    color: #fff;
    border: none;
    border-radius: 999px;
    padding: 8px 16px;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.06em;
    cursor: pointer;
}
.ba-view-btn:hover { opacity: 0.92; }
.ba-acct-foot,
.ba-feature-foot {
    border-top: 1px solid var(--ba-line);
    text-align: center;
    padding: 12px;
}
.ba-acct-foot button,
.ba-feature-foot button {
    border: none;
    background: none;
    color: #0b3d91;
    font-weight: 700;
    font-size: 0.82rem;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    cursor: pointer;
}
.ba-acct-foot button:hover,
.ba-feature-foot button:hover { text-decoration: underline; }
.ba-feature {
    background: var(--ba-card);
    border-radius: 14px;
    box-shadow: 0 2px 12px rgba(15, 23, 42, 0.07);
    margin-bottom: 14px;
    border: 1px solid rgba(15, 23, 42, 0.04);
    overflow: hidden;
}
.ba-feature-body { padding: 18px 18px 10px; }
.ba-feature-body h3 {
    margin: 0 0 6px;
    font-size: 1.15rem;
    font-weight: 700;
    color: #0f172a;
}
.ba-feature-body p {
    margin: 0;
    color: var(--ba-muted);
    font-size: 0.92rem;
    line-height: 1.45;
}
.ba-linked-list { margin-top: 12px; }
.ba-linked-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 10px 0;
    border-top: 1px solid var(--ba-line);
    font-size: 0.9rem;
}
.ba-panel-hidden { display: none !important; }
.ba-official-note {
    text-align: center;
    font-size: 0.75rem;
    color: #94a3b8;
    margin: 8px 0 0;
}